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Without a doubt, iPerks has added value to so many of our clientele. The only ones that haven’t benefitted are those that are yet to utilise it! To give a quick insight in to iPerks for those that may not be aware of it, it provides additional value to Independent Professionals by focusing on three core facets – bespoke wellness, everyday savings and my personal favourite, up-skilling, and continuous learning. Bespoke Wellness: We’re just about through Covid-19 but that doesn’t mean our focus on wellness, both mentally and physically should dwindle. If Covid-19 and lockdowns taught us anything, it was that both our physical wellness and mental well-being should never become an afterthought and remain front and central in our list of priorities. Everyone has their own preferences when it comes to mental well-being, some of us simply need relaxation, whether that be logging off social media platforms, getting away for a few days holiday or spending time with family and f

It goes without saying that everyone reading this will have had the unfortunate experience of having an unexpected expense crop up. It happens all the time. The issue arises if we don’t have the necessary funds in place to pay for that expense. What do the banks hope you do in this situation? Put it on your credit card of course! Now this is fine if it’s a last resort. But surely there’s an easier way? It goes without saying that everyone reading this will have had the unfortunate experience of having an unexpected expense crop up. It happens all the time. The issue arises if we don’t have the necessary funds in place to pay for that expense. What do the banks hope you do in this situation? Put it on your credit card of course! Now this is fine if it’s a last resort. But surely there’s an easier way? That’s why we all need to have an Emergency Fund. You should have ideally 6 months take home pay in cash, but 3 months is the minimum. Here's why: Your emergency fund cove